How It Works: Get It, Load It, Use It!

Guaranteed approval*, no credit check, and no bank account is necessary to get a SilverCard Prepaid MasterCard. Sign up today. It's quick and easy! 

Activate Your Card
Once your application is successful, you will receive your SilverCard Prepaid MasterCard in 7-10 days. Call the phone number on your card to activate it.

Add Cash
To start using your SilverCard, you'll need to add cash to your card. With Direct Deposit, your paycheck, government or Social Security check arrives to you instantly on payday. It's FREE - just provide your employer with the Direct Deposit form. Or you can add cash instantly at more than 100,000 retail locations nationwide.

Shop
Once you've loaded your SilverCard with cash, shop in stores or online, everywhere Debit MasterCard is accepted. Your money is protected with the MasterCard Zero Liability policy^†.

Pay Bills
Pay your bills online with your SilverCard . Imagine, no more costly money orders or waiting in line to pay your bills. Avoid late fees and check cashing fees.

Get Cash
Withdraw cash at millions of ATMs.

Access Your Account Online
Keep track of your SilverCard MasterCard activity online 24/7. View online statements, pay bills, check your balance and more. Also, sign up to receive card account balance alerts to your cell phone or email for FREE.